Concepts: Insurance ; Litigation

Insurance. It’s something we all pay for and hope we never need. But behind the scenes, it’s a world of evolving risks, high-stakes litigation, and technology that’s changing faster than the laws that govern it.

In this episode of the Emerging Litigation Podcast, I interview Jeremy Moseley, partner at Spencer Fane in Denver, Colorado. Jeremy defends mass and class actions involving insurance regulations, healthcare, consumer products, and more. He’s seen firsthand how automation, AI, and climate change are presenting new risks — and he’s here to share what’s coming next.

We talk about how technology that makes claims handling faster and easier is now fueling lawsuits. How customized policies, while great for consumers, can leave dangerous gaps. And how juries today are awarding damages that would’ve seemed outrageous just a few years ago.

Jeremy explains “social inflation” and the rise of thermonuclear verdicts—why $20 million doesn’t sound like much anymore, and how insurers can push back with reality-based defense strategies. He also dives into climate change, shifting storm patterns, and how unprepared infrastructure are creating new underwriting challenges.

And yes, we talk about Dr. Evil, and Ecclesiastes, and my horse Jefferson from a dude ranch vacation in Colorado.

This episode is a warning, a guide, and a conversation about the future of insurance litigation. Jeremy’s insights are sharp, timely, and grounded in real-world experience. If you work in insurance, law, or just want to understand how emerging risks are reshaping the world around us, this one’s for you.

Thanks to Jeremy Moseley for joining us.

As always, if you have comments or wish to participate in one our projects please drop me a note at Editor@LitigationConferences.com.

Tom Hagy
Litigation Enthusiast and
Host of the Emerging Litigation Podcast
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