Cyber and Privacy Risk and Insurance in 2025: Part I—”the Basics”

Gain a better understanding of the evolving cyber risk landscape and how insurance can help—or hinder—your recovery.

The cyber risk landscape is harrowing these days.  Recent industry reports reflect a bleak outlook for organizations and individuals hoping to avoid cyber carnage, as nearly all critical metrics involving cybercrime are trending the wrong way.  The good news is that many losses associated with data compromises and system intrusions are covered by insurance in whole or in part.  But in an ever more serious loss environment, some insurance companies are putting up more obstacles to coverage.  From the policy application to notice of a claim to the insurance company’s defenses to coverage, the path to coverage can be perilous.   This Webinar will examine the key cyber-attack vectors and the risks to organizations and individuals of data hosting, use and transmission, even where no cyber-criminal is involved. This Webinar will also provide an overview of the insurance market and products available to respond to a computer-related incident, as well as other coverages often provided in a blended cyber policy relating to liability exposures, including privacy liability, technology E&O, and miscellaneous professional liability.  This Webinar will also provide a brief overview of the current privacy landscape in the U.S., including the continued prevalence of wrongful collection of data claims, and the need for businesses to carefully review their policies for potential exclusions relating to those risks.

Learning Objectives

By the end of this webinar, you’ll gain a solid foundation in:

  • The cyber risk environment when it comes to cyber-crime

  • The current cyber risk environment where no hacker is present, but privacy issues and other regulatory concerns may be present

  • The nature of the key insurance products available to respond to certain cyber, data, or technology-related risks

  • The underwriting and claims processes for cyber related insurance protection

  • Some of the recent trends in both the underlying risks and the insurance products offered as potential solutions

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Speakers

Joshua Gold
Joshua GoldShareholder | Anderson Kill P.C.
Joshua Gold is a shareholder in Anderson Kill’s New York office, chair of the Cyber Insurance Recovery Group, and co-chair of the Marine Cargo Insurance Group. He has recovered over $1.5 billion for corporate and non-profit clients across a range of industries. Josh handles insurance disputes involving cyber incidents, business interruption, directors and officers liability, commercial crime, and marine coverage. He served as lead counsel in a landmark cyber insurance case before the U.S. Court of Appeals for the Sixth Circuit. Ranked by Chambers USA and recommended by The Legal 500, Josh also teaches Insurance Law at Brooklyn Law School and speaks regularly at national and international conferences.
Luma Al-Shibib
Luma Al-ShibibShareholder | Anderson Kill, P.C.
Luma S. Al-Shibib is a shareholder in Anderson Kill’s New York office and co-chair of the firm’s Cybersecurity and Cyber Insurance Recovery Groups. She represents corporate policyholders in securing insurance recoveries, with a focus on cyber liability, crime, and D&O insurance. Luma has recovered hundreds of millions of dollars for clients in data breach, ransomware, and phishing matters under cyber, crime, and all-risk property policies. She also has experience with insurance issues in bankruptcy cases. Luma co-chairs the firm’s Diversity Committee and is active in its Women’s Network and COVID Task Group. She is a graduate of Brooklyn Law School.
Miranda Jannuzzi, Esq.
Miranda Jannuzzi, Esq.Senior Vice President | Aon
Miranda Jannuzzi is Senior Vice President on Aon’s Cyber Solutions E&O/Cyber Product team, where she focuses on cyber insurance innovation and effective risk transfer strategies. She monitors emerging cyber and privacy risks and coverage trends. Prior to Aon, Miranda spent over a decade representing policyholders in complex insurance recovery matters, including litigation and arbitration in the U.S., London, and Bermuda. She holds a J.D. from Temple University and a B.A. from Penn State, and is licensed in Pennsylvania and New Jersey.