Sexual Abuse & Insurance

Gain an understanding of how to locate and leverage historic insurance policies to respond to sexual abuse claims, navigate complex coverage issues, and develop effective strategies for pursuing recovery when insurers deny valid claims.
Every institution that had children in its care in the past is now subject to the threat of sex abuse claims due to statutory “look back” windows. These statutory “look back” windows permit victims of abuse to bring claims that were otherwise time-barred. These claims of abuse based on the acts of employees are covered by old general liability policies. This seminar will teach you how to access your old insurance policies and make claims under them. In addition, this seminar will address different types of coverages that may respond to claims of abuse and the nuances associated with each type of coverage.
Sex abuse insurance coverage claims involve complex issues of missing policies, allocation, number of occurrences, intentional conduct, and vicarious liability. This seminar will address these issues. It will discuss where to look for old policies and how to make use of insurance archaeology. It will examine emerging case law on each of the key issues, and the current state of the law. The presenters will walk through the various stages of making a claim successfully. Finally, it will focus on litigation strategies should an insurance company refuse to pay, particularly from the standpoint of institutions.
Learning Objectives
By the end of this webinar, you’ll gain a solid foundation in:
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How to locate old policies
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Understanding allocation law
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Coping with common insurance company defenses
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How to make an insurance claim
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Develop strategies for pursuing coverage
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