Post-Hurricane Coverage and Claims Adjustment Issues

Learning Objectives
🔹 Understand the scope of coverage under commercial property policies applicable to hurricane claims.
🔹 Analyze unique issues of property damage allocation where storms strike the same geographical area back-to-back.
🔹 Learn to identify common and misunderstood limitations in insurance policies that may affect coverage for hurricane claims, including “named storm” deductibles and flood sublimits.
🔹 Examine case law that has shaped the current landscape of hurricane insurance coverage, and understand its implications for current and future claims.
🔹 Navigate the claims process: Acquire practical tips and strategies for effectively managing and negotiating insurance claims related to hurricane damage, including documentation, communication with insurers, and dispute resolution.
🔹 Preserve insurance rights: Learn how to identify time sensitive fine print that is used to delay and void covered claims by the insurance industry, including notice of loss clauses, proofs of loss terms, suit limitation provisions, and learn how to safeguard insurance by documenting cooperation and information flows during the claim adjustment process.
🔹 Loss adjustment, claim investigation and reaching fair valuations: Learn how to deal with the inevitable arguments insurance companies use to limit claim payment for property damage losses and time element coverages such as business interruption coverage.