Post-Hurricane Coverage and Claims Adjustment Issues​

Gain an understanding of key insurance coverage issues arising from Hurricanes Helene and Milton, including business interruption claims, deductibles, flood sublimits, and strategies to address delays in the claims adjustment process.

Hurricanes Helene and Milton made landfall in Florida in September and October, 2024, respectively. By now, most commercial policyholders have notified their insurance companies of their property damage and business interruption losses, and the claims adjustment process should be well underway. During that process, various coverage issues can arise, and some policyholders will struggle with feet-dragging on the part of their insurance companies.

This webinar provides an overview and guidance for key insurance coverage issues, including unique issues that may arise given that hurricanes Helene and Milton struck in close succession, along with issues related to business interruption coverage, deductibles and flood sublimits. This Webinar also provides strategies to deal with dilatory claims practices to maximize insurance recoveries as expeditiously as possible. This webinar can help attorneys, insurance professionals, risk managers, and anyone interested in gaining a deeper understanding of legal and claims adjustment issues surrounding insurance coverage for hurricanes. Don’t miss this opportunity to enhance your knowledge and stay ahead in this evolving field.

Learning Objectives

🔹 Understand the scope of coverage under commercial property policies applicable to hurricane claims.

🔹 Analyze unique issues of property damage allocation where storms strike the same geographical area back-to-back.

🔹 Learn to identify common and misunderstood limitations in insurance policies that may affect coverage for hurricane claims, including “named storm” deductibles and flood sublimits.

🔹 Examine case law that has shaped the current landscape of hurricane insurance coverage, and understand its implications for current and future claims.

🔹 Navigate the claims process: Acquire practical tips and strategies for effectively managing and negotiating insurance claims related to hurricane damage, including documentation, communication with insurers, and dispute resolution.

🔹 Preserve insurance rights: Learn how to identify time sensitive fine print that is used to delay and void covered claims by the insurance industry, including notice of loss clauses, proofs of loss terms, suit limitation provisions, and learn how to safeguard insurance by documenting cooperation and information flows during the claim adjustment process.

🔹 Loss adjustment, claim investigation and reaching fair valuations: Learn how to deal with the inevitable arguments insurance companies use to limit claim payment for property damage losses and time element coverages such as business interruption coverage.

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Speakers

Dennis J. Artese
Dennis J. ArteseShareholder, Anderson Kill P.C.
Dennis Artese is a shareholder in Anderson Kill's New York office and is co-chair of the firm’s Climate Change and Disaster Recovery practice group. Dennis's national practice concentrates on all types of insurance recovery litigation, with an emphasis on securing insurance coverage for property and business interruption losses stemming from natural disasters and other perils as well as for construction-related first-party property losses and third-party liability claims. Dennis has substantial experience in all phases of litigation, arbitration and property insurance appraisals, and has recovered hundreds of millions of dollars of insurance proceeds on behalf of policyholders in connection with a variety of insurance claims. He earned his B.A. at the University of Connecticut and his J.D., cum laude, at St. John’s University School of Law.
Marshall Gilinsky
Marshall GilinskyShareholder, Anderson Kill P.C.
Marshall Gilinsky is a shareholder at Anderson Kill's Boston office, focusing on Insurance Recovery and Commercial Litigation. Co-chair of the firm’s Sexual Harassment and Abuse Insurance Recovery Group and Sports, Media, and Entertainment Group, Marshall has recovered hundreds of millions of dollars for clients during his 20-year career. He has represented clients on complex insurance claims related to major losses, including 9/11, Hurricane Katrina, Superstorm Sandy, and Boston’s “Big Dig.” He represents a diverse range of policyholders in high-stakes disputes. Marshall earned his B.S. from Cornell University and his J.D., with honors, from The George Washington University Law School.
Joshua Gold
Joshua GoldShareholder, Anderson Kill P.C.
Joshua Gold is a shareholder in Anderson Kill's New York office and serves as chair of the Cyber Insurance Recovery Group and co-chair of the Marine Cargo Insurance Group. He has represented numerous corporate and non-profit policyholders in various industries, with recoveries for his clients well in excess of $1.5 billion. Josh's practice involves matters ranging from international arbitration, data security, directors and officers insurance, business income/property insurance, commercial crime insurance, admiralty, cargo, and marine insurance disputes. He earned his B.A. at the University of Massachusetts at Amherst and his J.D. at Benjamin N. Cardozo School of Law.
Grant Brown
Grant BrownAttorney, Anderson Kill P.C.
Grant Brown is an attorney in Anderson Kill's New York office and a member of the firm's Insurance Recovery Group. He represents corporate policyholders in a wide range of coverage disputes, including first-party coverage disputes for losses related to property damage, as well as third-party matters involving coverage for tort claims, directors and officers, and professional liability claims. Grant has represented clients in matters including an arbitration seeking recovery of millions of dollars in losses caused by Hurricanes Irma and Maria; a D&O insurance case seeking tens of millions of dollars in defense costs incurred in a high-stakes litigation; professional liability claims on behalf of accounting firms, law firms, private equity firms, and public officials; and complex coverage litigation for alleged asbestos liabilities. He earned his B.A., magna cum laude, at the University of Maryland and his J.D., summa cum laude, at University of Maryland Francis King Carey School of Law.